Terms of service
The short version: be nice, and we'll be nice back.
What escapecharts does
We help you plan your finances. You can budget your spending, track your net worth across multiple currencies, and figure out things like when you might be able to retire. It's your data, organized in charts you can actually understand.
We help you answer questions like:
- Where does all my money go each month?
- Am I saving enough?
- How do I compare to others in my situation?
- What's my net worth when I add up everything across currencies?
- When could I realistically retire?
- How long could I survive without working?
- How do I explain our finances to my partner?
This is not financial advice
We're a planning tool, not financial advisors. The numbers, projections, and comparisons we show are for your own exploration. Any tax figures are rough assumptions to help you think directionally, not calculations you should use for filing. Before making big money decisions, do your own research - read a book on decision-making, learn about human biases, maybe pick up The Psychology of Money by Morgan Housel. You'll probably learn more than from most advisors anyway. For tax matters, talk to a tax professional.
Your data belongs to you
Everything you enter stays yours. We don't sell your information to anyone, ever. If you create an account, your data syncs to the cloud so you can access it anywhere. If you don't, it lives in your browser and never leaves your device.
Currency conversions are approximate
We update exchange rates every 12 hours using mid-market rates. They're good enough for planning, but don't use them for actual currency transactions - your bank will have different rates anyway.
The free tier
You can use the core tools without signing up or paying. Budgeting, net worth tracking, multi-currency support, and visualizations are all free. Some features like cloud sync, sharing, and benchmarks require a free account or subscription.
Paid subscriptions
If you subscribe, you get extra features like multiple plans, advanced comparisons, and watermark-free sharing. You can cancel anytime. If you cancel, you keep access until your billing period ends, then you drop back to the free tier.
Play fair
Don't try to break the site or use the service for anything illegal. We reserve the right to suspend accounts that violate these basics. Pretty standard stuff.
We keep adding features
We're always improving the product - new tools, better charts, more insights. If you're already a subscriber, you get new features as we add them, no extra charge. These terms might update occasionally too. If anything significant changes, we'll let you know.
Liability (the legal bit)
We do our best to keep things running smoothly, but we can't guarantee the service will be perfect or always available. We're not liable for any financial decisions you make based on what you see here. Use your own judgment.
Questions?
If something's unclear, check out the FAQ or contact us.
Last updated: December 2025